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What should an older American do with their home as they age? Homes are often the largest source of equity for a family, but they are generally not liquid assets. As homeowners age when does assisted living become an option? How is that paid for in a time without as many retirement pensions as a decade ago?

These questions are ones the Academy is interested in answering. Sometimes with sound financial planning, sometimes with types of loans or borrowing strategies, often by selling a home outright.

The financial service industry often prohibits agents and professionals from providing advice in the area of home equity. Once I give advice on your home, a fiduciary duty of care may apply. And not every agent is capable of prudent and loyal advice in this area. So we have a conundrum. Agents and advisors are not being trained to provide this critical advice, consumers go without help. And our academy is aimed at helping bridge this gap.

Recent Posts

  1. Exclusive Interview at Reverse Focus Weekly with Karin Hill – Part Two Comments Off on Exclusive Interview at Reverse Focus Weekly with Karin Hill – Part Two
  2. Busting Three Half-Truths About Reverse Mortgages Comments Off on Busting Three Half-Truths About Reverse Mortgages
  3. SEC’s New Regulation Best Interest Rule: Is the ‘Best’ Good Enough Comments Off on SEC’s New Regulation Best Interest Rule: Is the ‘Best’ Good Enough
  4. Why The Announcement Of The Academy Of Home Equity Is Such An Important Development Comments Off on Why The Announcement Of The Academy Of Home Equity Is Such An Important Development
  5. The Reverse Mortgage: A Strategic Lifetime Income Planning Resource Comments Off on The Reverse Mortgage: A Strategic Lifetime Income Planning Resource
  6. Exclusive Interview at Reverse Focus Weekly with Karin Hill – Part One Comments Off on Exclusive Interview at Reverse Focus Weekly with Karin Hill – Part One
  7. OP-ED: How Home Equity Improves Retirement Security Comments Off on OP-ED: How Home Equity Improves Retirement Security
  8. Reverse Mortgage Lenders Pivot as Sales Falter Comments Off on Reverse Mortgage Lenders Pivot as Sales Falter
  9. Taking a closer look at SeLFIES: Added thoughts, clarifications Comments Off on Taking a closer look at SeLFIES: Added thoughts, clarifications