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What should an older American do with their home as they age? Homes are often the largest source of equity for a family, but they are generally not liquid assets. As homeowners age when does assisted living become an option? How is that paid for in a time without as many retirement pensions as a decade ago?

These questions are ones the Academy is interested in answering. Sometimes with sound financial planning, sometimes with types of loans or borrowing strategies, often by selling a home outright.

The financial service industry often prohibits agents and professionals from providing advice in the area of home equity. Once I give advice on your home, a fiduciary duty of care may apply. And not every agent is capable of prudent and loyal advice in this area. So we have a conundrum. Agents and advisors are not being trained to provide this critical advice, consumers go without help. And our academy is aimed at helping bridge this gap.

Recent Posts

How to Recession-proof Your Retirement Have a Mortgage and are age 62+? Consider a Reverse Mortgage

February 16, 2020

Economists Are Gloomy!? Many feel a recession is coming.

Wharton Business School’s Olivia S Mitchell recently addressed the challenges of retirement, especially for retirees. Key steps: First, “try to put together a summary budget” and “make sure you have an emergency fund.”

Academy member Tom Davison discusses the benefits of reverse mortgages for retirees and the various ways they are beneficial for consumers.

Find the full article here.

  1. How to create a retirement ‘paycheck’ Comments Off on How to create a retirement ‘paycheck’
  2. Reverse Mortgages Can Help House-Rich Seniors Free Up Cash for Retirement. Here’s How They Work. Comments Off on Reverse Mortgages Can Help House-Rich Seniors Free Up Cash for Retirement. Here’s How They Work.
  3. What To Know Before Getting A Reverse Mortgage Comments Off on What To Know Before Getting A Reverse Mortgage
  4. Lifetime Income for Women: A Financial Economist’s Perspective Comments Off on Lifetime Income for Women: A Financial Economist’s Perspective
  5. Upcoming Webinar: Expanding Reverse Mortgage Market Opportunities with Proprietary Products sponsored by Reverse Mortgage Funding LLC Comments Off on Upcoming Webinar: Expanding Reverse Mortgage Market Opportunities with Proprietary Products sponsored by Reverse Mortgage Funding LLC
  6. “Live Well Without Running Out of Money in Retirement” Comments Off on “Live Well Without Running Out of Money in Retirement”
  7. Exploring the Retirement Consumption Puzzle Comments Off on Exploring the Retirement Consumption Puzzle
  8. Viability of the Spend Safely in Retirement Strategy Comments Off on Viability of the Spend Safely in Retirement Strategy
  9. What’s the Deal With Reverse Mortgages? Second Edition by Shelley Giordano, MA Comments Off on What’s the Deal With Reverse Mortgages? Second Edition by Shelley Giordano, MA